Our goal is to make the dream of owning a handpan accessible to everyone, despite the high investment. To make financing a handpan easier, we offer installment financing on fair terms. This allows you to start playing the handpan right away without having to pay the full amount at once. Instead, you can easily pay off your handpan over a longer period of up to 36 months on fair terms. You have complete freedom to choose the installment amount and the term. You can also make a down payment and pay off the remaining balance in installments.

You can download the installment payment agreement further down, fill it out, sign it, and send it back to us.

The digital installment payment agreement automatically calculates the resulting interest costs, total amount, and monthly installment. In addition to the customer details, you only need to enter the purchase amount, the down payment if desired, and the term. 

Overview of installment terms by term length:

• 0% financing for a term of max. 6 months
• For a term of up to 12 months: special terms of 4.90% APR
• For a term of 12 to 24 months, the APR is 9.1%
• For a term of 24 to 36 months, the APR is 12.9%

The following requirements must generally be met:

• Legal age
• Main residence in the EU
• A current account
• Regular income
• A valid ID card or passport with up-to-date proof of your main residence address – a copy must be submitted with the installment payment agreement.
• For non-EU citizens, additional proof is required, such as a residence and work permit and up-to-date proof of your main residence address

How and when should the monthly installments be paid?

The monthly installment must be transferred to the Handpan.World account by the 15th of the month at the latest:

• IBAN: DE41 4306 0967 8209 4521 02
• BIC: GENODEM1GLS

We recommend setting up a standing order to ensure timely payment of the monthly installments. Alternatively, we offer monthly collection via SEPA direct debit. Simply fill out the SEPA mandate attached below and send it to us together with the signed installment agreement.

Can I revoke the financing application?

The statutory right of withdrawal applies to the purchase agreement, which begins at the earliest upon receipt of the goods. If you wish to uphold the purchase agreement and choose an alternative method of payment, e.g. bank transfer, you can revoke the financing agreement. If you wish to withdraw from the purchase agreement, e.g. by exercising the 14-day right of withdrawal for distance contracts, the financing agreement is automatically void.

Can I pay off the outstanding amount early?

Of course, you can pay off the remaining amounts in part or in full. However, this has no effect on the interest costs agreed in advance. Can I pay off the outstanding amount early?